Hi Im Carrie!

I expertly mix art and making a living so that creative entrepreneurs can afford to create without limitations.


blogging income report q2

Quarterly Income Report: How I Made $16,555 From Blogging (Q2)

At the beginning of 2015 I made a decision to turn my freelance blogging business into a viable business model and not just focus on client work. This came on the heels of last year's bout with business depression, inconsistent income, and even some business debt. I knew I needed to take back control of my income by turning this blog/online portfolio into…

freelance emergency

How to Deal With a Freelance Business Emergency That’s Personal

Today is the 4th birthday of Careful Cents! Woohoo! On this exact day four years ago, I was sitting in my bedroom brainstorming names and trying to come up with something that encompassed my personality as well as my message. After lots of coffee, and crumpled up pieces of paper, I registered the carefulcents.com domain name. For the entire month…

free work

How to Successfully Transition Free Work Into a Paying Gig

This is probably one of the toughest things I’ve faced as a freelancer. In the beginning, building up my portfolio required me to work in positions that didn’t pay much -- or anything at all.  Once I established myself, I had to face transitioning from free work to a paid position. And now that I’ve been the breadwinner and responsible…

failed goals

Failed to Reach Your Audacious Goal? Here’s How to Get Back on Track

This post is from Careful Cents contributor Kayla, who owns the blog Shoeaholic NoMore. Over the next six months she’s documenting her journey to quitting her job and taking the leap into self-employment. Like many of you who read this blog, my dream is to quit my full-time job so I can focus on running my own business instead. In case you missed…

make honest living

8 Entrepreneurs Prove You Can Earn an Honest (and Lucrative) Living Online

This post has been in the works for quite a while. Initially I reached out to my network about featuring different online money-making methods as a case study (complete with actual numbers, their best tips, and experiences). However, I received so much opposition (hypocritical answers and requests to withhold certain information) that I had to rearrange how I approached this blog…

betterment app rollover IRA

How to Rollover an IRA to Betterment in 4 Simple Steps

Earlier this month I completed a Roth IRA rollover from my Edward Jones account to Betterment. Edward Jones is considered a full-service broker while Betterment is an up-and-coming robo-advisor. Rolling over my Roth IRA is something I've been meaning to do for a couple of years. So why did it take me so long? Well, I actually thought the process was…