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You want to kick your boring day job to the curb.

You want to turn your side hustle into a full-time business.

You want to connect with like-minded creatives.

Well, you’ve come to the right place.


Welcome to Careful Cents!

I’m Carrie Smith Nicholson and I believe freelancing will help you accomplish your money and life goals. And I’ve proven it!

In 2012 I paid off over $14,000 of consumer debt, then quit my full-time accounting job a year later to go full-time freelance. Since then, I launched this blog and community of over 7,000 freelancers and creatives. My mission is to help freelancers build life-centered business through meaningful relationships.

You can build a business without selling out and have time to enjoy other passions, like art, family and adventure.

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