Welcome to Careful Cents, where I help creative freelancers and solopreneurs tackle financial mountains! Whether you’re a writer, designer, painter, photographer, etc. you’re an artist in your own right. So I’ll show you how to make a living from your passion, so you can afford to create.
My name is Carrie Smith. I’m a solopreneur and money maverick on a mission! In 2012, I aggressively paid down $14,000 of debt so I could have the freedom to work less and travel more. Unfortunately my boss didn’t want me to work less and gave me an ultimatum.
So on May 1, 2013, I quit my full-time small business accounting job and set out to be my own boss. It wasn’t easy and I faced a lot of obstacles, but have since been able to build a thriving online business that helps other go-getters do the same. I love connecting with other freelancers who are ready to change their lives!
Careful Cents is all about creating work that revolves around your values + what’s important to you.
I implement methods and systems to help you run your business better, while allowing you to make a living from your art. We all need help navigating the large amount of financial advice out there, so we can start making money on our terms.
About My Mission + This Blog
Careful Cents is a blog I started out of a passion to help go-getters who feel stuck in a full-time job learn to express their creativity in other ways. For the most part, this presents itself as getting out of debt, quitting your day job, and being your own boss.
My mission is to help you create a business that revolves around your life, so you can stop living a life that revolves around work. I speak from experience as a workaholic myself, and have been able to use my own history to help small biz owners tackle financial mountains.
Somewhere along the way, you started spending all your time answering emails, reassuring clients and putting out business fires. I’ve been there and worked my way through the chaos.
At Careful Cents you will find the tools, apps and systems to take back your business and spend your time doing what you do best — running your business and making a profit.
I’m not your normal southern kind of girl — I’m a rocker at heart with a little grammar nazi thrown in! I’ve been helping small businesses, freelancers and soloprenerus for the past 10 years, and currently work with some awesome entrepreneurs.
I’m also a finance and business blogger for The Huffington Post, AllBusiness Experts, Bidsketch, GoGirl Finance and several other startup blogs. To see a full list of where I’ve been published, check out my portfolio page.
When I’m not blogging, or working with awesome go-getters, I can be found painting or sketching in my art studio. To see all my artwork, connect with me on Instagram @carefulcents. You can also connect with me in real time on Twitter, @carefulcents.
Meet the Careful Cents Team
Meet the Careful Cents Writers
We’re all on a journey, and here at Careful Cents that journey usually involves getting out of debt, quitting our full-time jobs, and pursuing our own business ventures.
These writers have been brave enough to share their leap into entrepreneurship, and dare to leave nothing out. You’ll read the good, bad, and the ugly parts of what it takes to be a business owner and stick to the man.
Read more about them and their individual stories, below.
Start Your Own Adventure
Organizing my life and my business has opened so many opportunities — in my career, my relationships, and life in general. I’ve been able to travel more and go on new adventures!
I’ve met tons of amazing and inspiring people and I’ve made some life long friends along the way. But I wouldn’t be where I am without this amazing team of freelance contractors + writers, and I detail my entire process in my new ebook, Delegating For Control Freaks and Cheapskates. Which you can purchase in the Careful Cents store.
While you’re checking out the store, you can also sign up to the newsletter and get my free Tax Toolkit for self-employed biz owners.
Whether it’s quitting your job, hiring help, outsourcing work, launching a business, doing taxes, finding the right tools, or getting organized — all while on a small budget — you’ll find the answers here at Careful Cents.
Cheers to your journey!