Welcome to the Careful Cents Personal Finance blog where small ¢hange, makes a big difference. I’m on a journey to make cents of life (and have a rocking time doing it). There’s no such thing as small ¢hange!

Carrie Smith creator of Careful Cents
What I’m About
I’m in my twenties and live in a town near Dallas, Texas. I may be small (5ft 2in) but I’m a force to be reckon with! I’ve been through lots of amazing and terrible experiences in my life, but I’m doing my best to learn from them and live life to the fullest.
I grew up on a nice 18 acre ranch with about a hundred horses, several dogs, a whole aviary of birds and other random pets (we even owned pet flying squirrels).
- The fun stuff
I’m not your normal horse back riding, southern kind of girl – I’m a rocker at heart. I love wearing black clothing and breaking a few rules. I love writing about finances and sharing my failures and successes in life. I’m somewhat of a nerd and I really enjoy my job.
I enjoy traveling, taking photos and making scrapbooks of all the places I’ve visited. I’m a money saving fanatic, as well as a social media junkie (zomg I love Twitter).
- The serious stuff
I’ve been a Certified Bookkeeper (CB) and small business accountant for the past 10 years. I’m a financial writer for Yahoo!Finance, PerkStreet Financial and several different websites. I also worked for H&R Block for 3 years as a Tax specialist.
I have worked diligently since January 2009 to pay off all my credit card debt and learn anything and everything I can about personal finances.
I am proud to say the only debt I have left is my car, a Scion TC, that I had to purchase after being in a major car crash. I’ve changed my outlook on life, and with it I have a better sense of purpose.
What This Blog is About
I started this blog to become a source of trust and advice you can feel comfortable. Join me on this journey to make cents of life.
Never underestimate the power of small ¢hange and the difference it can make. Money is a tool not an obstacle. Although failures are inevitable you can still enjoy the journey.
I’m not a big talker, so the articles I post are short, sweet and to the point (kind of like me). This site isn’t a how to guide of any sort, it’s all about inspiring you to color outside the lines, and to dream BIG.
Each of us experiences life and money in a different way, and I hope to teach you a few things while learning from you as well. You can read more about me and what I’m doing, on my BrandYourself.com profile.



