Welcome to Careful Cents! I’m Carrie Smith, the #girlboss behind the Careful Cents brand, a community of solopreneurs and freelancers who are committed to building a business around their lives (not the other way around).
In 2012 I paid off over $14,000 of consumer debt, then quit my full-time accounting job a year later. Since then I’ve launched the Careful Cents Club and built a community of over 7,000 solopreneurs and creatives.
Whether you’re a writer, editor, designer, or photographer, you’re an artist in your own right. So I’ll show you how to make a living from your passion, without the headache or guilt of selling out.
Careful Cents offers strategies to tackle financial mountains as a self-employed freelancer so you can make a living on your terms.
It wasn’t easy quitting my job and starting an online business — I faced a lot of obstacles. But I have since been able to build a thriving online business that helps other go-getters do the same. In the first quarter of 2015 I grossed over $17,000 from my blog and freelance business/consulting projects.
I did this without compromising my work ethics, connecting with quality clients who agreed to pay my rates (no discounts allowed) and only working on projects that get me excited. No more job boards. No more begging people to pay your rates. No more confidence issues.
About My Mission and This Blog
My mission is to help you create a business that revolves around your life, so you can stop living a life that revolves around work. I speak from experience as a workaholic myself, and have been able to use my own history to help small biz owners tackle financial mountains.
I’ve been helping small businesses, freelancers and soloprenerus for the past 10 years, and currently work with some awesome entrepreneurs.
And now I want to share all my secrets with you through my blog posts, weekly newsletter, and the products and services I offer via my online store. While you’re checking out the store, you can also sign up to the newsletter and get my free Tax Toolkit for Self-Employed Biz Owners (one freelancer called this free guide “gold”).
When I’m not blogging, or working with awesome go-getters, I can be found painting or sketching in my art studio. To see all my artwork, connect with me on Instagram @carefulcents. You can also connect with me in real time on Twitter, @carefulcents.
Start Your Own Adventure
Organizing my life and my business has opened so many opportunities — in my career, my relationships, and life in general. I’ve been able to travel more and go on new adventures! But this required a lot of time, effort, and mistakes that I hope you don’t have to go through.
I’ve met tons of amazing and inspiring people and I’ve made some life long friends along the way, and wouldn’t be where I am without this amazing team of freelance contractors + writers. I detail my entire process in my new course, Clone Yourself: Outsourcing for Control Freaks and Cheapskates. Which you can purchase in the Careful Cents store.
Whether it’s quitting your job, finding quality clients, hiring help, outsourcing work, doing taxes, finding the right tools, or getting organized — all while on a small budget — you’ll find the answers here at Careful Cents.
Cheers to making money on your terms!
Meet the Careful Cents Team
Meet the Careful Cents Writers
We’re all on a journey, and here at Careful Cents that journey usually involves getting out of debt, quitting our full-time jobs, and pursuing our own business ventures.
These writers have been brave enough to share their leap into entrepreneurship, and dare to leave nothing out. You’ll read the good, bad, and the ugly parts of what it takes to be a business owner and stick it to the man.
Read more about them and their individual stories, below.