After a lot of overtime at work and saving extra money, I completed my goal of saving for a new laptop!
It took just over 3 ½ months but I thought it was going to take 4 months, so finishing 3 weeks early was really exciting.
I spent a lot of time researching online, reading reviews and asking the opinions of my techie friends until I finally decided on the make and model of the laptop I wanted.
Then I spent even more time, making sure I could find the best deal, whether it was purchasing online or in-store.
I was able to get the base model, but with all the upgrades, at the same price.
(Sorry Jeff, it’s not a mac)
Here’s the breakdown:
Make and Model: XPS 15 Dell Consumer Home & Office
Original Price: $799.99

Specs
Processor: Intel Core i7-2670QM 2.20 (upgraded for $175)
Memory: 6GB,DDR3,2 DIMM (upgrade for free-till the end of October)
Hard Drive: 500GB 7200 RPM SATA Hard Drive
Graphics Card: NVIDIA GeForce GT 525M 1GB graphics with Optimus
Screen: 15.6HD TLF WLED LCD L50xX
Subtotal $1,047.18 (799.99 + 175 + 72.19 tax)
The laptop isn’t the biggest and baddest model out there, but it will more than serve my purposes for it.
Three additional discounts
- I went to Brad’sDeals.com and found a coupon code for free shipping and $100 off any laptop purchase from Dell.
- I cashed in my PerkStreet FinancialSM cash back debit card rewards and for a $50 Mastercard which I used towards the purchase also. Dell’s website offers lots of payment options, and you can choose to pay with 2 different cards if you want. So I used my $50 Mastercard and my debit card to pay the total.
- I have a membership to Lucky Rewards where I can earn cash back through any online purchases. So I earned an additional 2% cash back.
Total Price $879.24 (1,047.18 – 100 Brad’sDeals – 50 rewards – 17.94 cash back)
Total Savings $176.94 (includes Free Shipping)
Although my original budget was $1,300 I still wanted to find the best deal possible, and use any extra money towards other things (like paying down my car loan).
So that’s how I was able to save $176.94 off the original price of the laptop, even with the additional upgrades. I earned additional cash back and rewards as well.
I could have saved even more money (25% off any laptop purchase) through BeFrugal.com but I wanted to customize and upgrade the laptop more, while still staying under budget.
PerkStreet FinancialSM offers you the only unlimited 2-5% cash back debit card. Instead of creating more debt when you’re shopping, you’re creating more cash. So be super smart and sign up today.

[This post contains referral links to help keep this site going. As with all the products I blog about, I use them personally and the opinions are my own.]
Photo Credit: ex_magician
I'm an ex-small business accountant who aims to help freelancers get out of debt and organize their life. And through the recently launched 


