Saving money and keeping somewhat of a good routine is hard to do when you’re traveling. I’ve been doing more and more traveling since I started this blog and built up my freelance business.
Being at this conference has given me even more exposure to the amazing products and services that are available to effectively manage our finances. And thanks to technology almost becoming a necessity to simplify our lives by going digital.
So how can you efficiently keep track of your money while traveling? Here are the absolute best financial apps to help manage your money on the go.
This mobile iBank app isn’t just for your smartphone, but also great for your iPad. All your data automatically syncs across multiple devices from your (Mac) desktop, to your iPhone and iPad. It organizes your accounts,updates your records and tracks your investments, all in one place.
I recently started using Pageonce to manage all my bills and accounts, but I love it! It’s a great way to track your money, see upcoming bills and even pay them right from your phone. I especially like this app because it not only keeps track of my bills and bank accounts but also my travel rewards and investing accounts.
3. Your Bank’s App
If you’re like me, you probably use several different banks for your spending and saving needs. Downloading your bank’s mobile app is a super convenient way to check your balance on the go, which could help you avoid overdraft charges and other unnecessary fees.
4. ING Direct
I’ve had an ING Direct savings account for over 8 years now and it’s safe to say that I really like them. Since they’re an online bank only, they provide some of the best interest rates around. They recently introduced a new feature that lets you deposit checks right from your smartphone to your checking/saving accounts.
I am a huge fan of this unique savings tool. The ImpulseSave web software and mobile app turns your impulse buys into impulse saves! So no matter what part of the country you’re in (or what part of the world) you can still continue to save money for things you really want instead of buying stuff you don’t need.
Now that I’m debt free, I’ve been able to max out my Roth IRA and manage my other investing account using Betterment.com’s online software and mobile app. Their user interface is unique compared to most of the financial apps out there, but it’s still easy to use. Seeing my balance grow each month has been very motivating to keep saving money!
7. Credit Karma
One thing you might not think to check on while traveling is your credit report. But thanks to Credit Karma you can monitor your credit report for free using their new mobile app. I like to make sure my report is accurate and see if my credit score has gone up or down, which I can do as often as I like.
The ReadyForZero online/mobile applications are one of my all-time favorite tools for getting out of debt and it’s what I used for over a year to track my get-out-of debt progress. This app is exclusively for seeing the progress made on your debt payments and offering ways to get out of debt faster.
Up and Coming Apps
A few of my favorite online money management tools are still new and haven’t quite released a mobile version yet. Here’s a few of my favorites worth keeping an eye on.
Payoff: just as the name implies, Payoff.com is perfect for creating and monitoring goals like paying down debt, saving for a special purchase or event and sharing your success with everyone on social media. Plus you can earn cash prizes!
Powerwallet: this software is brand new, but after signing up for an account myself (check out my screenshot on Instagram) I’m convinced Powerwallet will quickly become my new favorite budgeting app instead of Mint.
PerkStreet: known mostly for it’s awesome cash back rewards debit card, PerkStreet is a bank that steers people away from having to use credit and loans all their lives. They also have a collection of free email-based personal finance courses called StreetSense.
Mobile apps make life easier in a lot of ways, but especially for managing finances on the go. If you want to read more about these apps check out the financial resources page.
What’s one of your favorite financial apps or tools for tracking your money on the go?