Join the Movement: What’s Your Debt Story?

Today is an epic day! Not only is it the beginning of 2013 and the start of a brand new year, it also happens to be the launch day of The Debt Movement.

For a few months now, myself and other financial experts and bloggers have been working on a movement to encourage people to change their lives.

How are we doing this? By asking you to join the movement, to pay off $10 million in debt over the next 90 days!

Paying off debt is hard, and it’s even more difficult if you don’t have supportive friends or family to back you up. But not to worry – we are building a supportive community just for you!

So whether you’re just starting to pay off debt, mid-way through the debt payment process or finally on the other side of the debt spectrum, this movement is for you.

What is the Debt Movement?

The Debt Movement is an idea from the ever amazing, Jeff Rose of Good Financial Cents. I’ve participated in several other movements he’s put together, like the Roth IRA movement and Life Insurance Awareness. Both of those brought a lot of news and media coverage, but this movement is different.

Join the debt movement

For starters, it’s not just going to last one day or a few days, it’s going to go for 90 days. We’re reaching out and asking everyone to take the pledge so we can reach our goal of paying off $10 million of debt.

Next, we’re working with sponsors to offer debt scholarships, that will help you pay down your debt even faster.

And lastly, every week on the Debt Movement blog, we’re highlighting debt stories from people who’ve been in your shoes. Our goal is empower you with the skills it takes to get out of debt and gain control of your finances – for good!

What’s Your Debt Story?

Three years ago, around this time I started thinking about what my life would be like as I got old and grey (although I’m already getting lots of grey hair).

I just finalized a painful divorce and found myself with a mountain of debt. Not exactly what I pictured for myself at 25 years old.

I was finally sick and tired of being broke and going around in circle with my finances. I needed a change. But I didn’t know where to start.

I tried (unsuccessfully) to get out of debt in the past but it never really stuck. Finally, after some procrastination and lots of ups and downs, I paid off all my debts and on May 29, 2012 I officially became debt-free!

How did it do it? It wasn’t easy and it took a lot of sacrifice, changing of habits and a complete lifestyle overhaul.

Is it worth it? Oh yes, without a doubt. And now, there’s no going back.

Even though life after debt has it’s challenges, I have control over how I spend my money – instead of a bank or financial institution dictating where my money goes. That’s the best feeling in the world!

How Do You Sign Up?

When you sign up for The Debt Movement you will get regular updates and tips from other people, just like you, who are working to pay down their debts.

Step 1: Join the community. Just click on the link above and enter your e-mail address. You can also read and participate in the forums.

Step 2: Link your debt. If you’re not already a ReadyForZero user you can sign up here – Get a ReadyForZero account. Once you’re signed in, click on the Settings page and then click on the “Sharing” tab. Turn the Debt Movement switch to “On.” (Find out how it works here)

Sign up with ReadyForZero

Join Us and Write Your Own Story

Don’t waste any more time procrastinating with your debts. Push the fear aside and join the Debt Movement today! When you’re older, greyer and wiser, you’ll be so thankful you did.

It’s time to write your own debt-free story!

Getting Rid of It by Betsy & Warren Talbot
Monthly Progress Report: Goodbye 2012, Hello 2013
About the author: Carrie Smith is the financial artist and owner of Careful Cents, a site that helps creative freelancers overcome financial mountains and make a living on their terms. In May 2013 she quit her full-time accounting job and now works as a full-time business consultant and blogger. She recently launched a new service called, The Client Connection, which matches the best clients with quality freelancers. When she’s not writing about finance, and geeking out over numbers, she enjoys painting, sketching, and making food with her chef husband. You can connect with her in real time on Twitter or Instagram: @carefulcents.

Comments on this entry are closed.

  • Budget & the Beach January 2, 2013, 9:21 am

    Thanks for this info! I will have to check it out so I can pay off the rest of my smaller debt and start making progress real towards my efund and retirement!

    • Carrie Smith January 2, 2013, 5:09 pm

      Absolutely, same here! My focus this year is building up my efund and contributing more to my retirement investments.

  • K.K. @ Living Debt Free Rocks! January 2, 2013, 2:44 pm

    What a great initiative! I’m on the other side of the fence as I paid off my debt in Dec 2012 but I encourage anyone who is serious about becoming debt free. It’s hard work but truly worth it!

    • Carrie Smith January 2, 2013, 5:08 pm

      I’m right there with you K.K. I’ve been debt free for about 8 months and I understand how crazy the journey is. Really excited to give back and help others!

  • Ornella @ Moneylicious January 2, 2013, 5:25 pm

    I was on twitter earlier today helping to spread the work. Let me know how my expertise can be of help to your movement.

    • Carrie Smith January 3, 2013, 10:23 am

      Thanks for the support Ornella! I’ll be in touch with you soon. We’d love to have you on board.

  • Janine January 2, 2013, 9:11 pm

    Love it!

  • iHeartBudgets January 3, 2013, 12:01 pm

    I just joined! Hoping to pay off more of my student loan (my last remaining debt) in the next few months, and hopefully pay it off by the end of the year!

    • Carrie Smith January 12, 2013, 4:21 am

      Thanks for becoming a part of this movement! The more people that join in, the more awesomeness we can achieve. Your support mean a lot!

  • Jordann January 3, 2013, 6:53 pm

    I’ve seen this on twitter the last few days and it looks really interesting! I think this is a great movement and I hope it’s very successful.