Welcome to Careful Cents!

I’m Carrie Smith Nicholson, the #girlboss behind the Careful Cents brand. I work with ambitious online entrepreneurs and small business owners who are done with the hell of being stuck in Asana all day, or fielding endless questions.

You’re done being stressed and burned out!

But you’re committed to simplifying your life and scaling up your business. I’m here to help you earn more money in less time!

  • You deserve to launch your next big thing
  • You’re ready to stop business burnout and finally focus on what matters
  • You want to take back your time and stress less
  • You’re serious about doing what it takes to simplify your life

I can help you scale without the stress!

I’ll show you how to create simple business systems and implement (fun!) financial organization to streamline your workflow.

Yes, you can make a living from your passion, without getting burned out or being a slave to the (new!) grind.

I don’t sell my own products.

Instead, I share unbiased opinions about the BEST courses and products available for making money and scaling your business. 

It wasn’t easy quitting my job and starting an online business — I faced a lot of obstacles, money problems, stress, and sleepless nights.

Since I implemented simple business systems and processes, I’ve been able to build a thriving online business.

I spend the time testing, experimenting, and sharing the results so you can build the business of your dreams!

How did I accomplish this?

I believe you don’t need a large team to build a 6- or 7-figure business! I’ve proven that you can take back your time, and have control of your own schedule.

I prefer to use free or cheap tools and time-saving methods, instead of paying for expensive help. 

No more stress or disorganization. You need better systems. You want to explode your business. Let’s do this!

Sacrificing my relationships for a career

I speak from experience as I was a workaholic for over a decade and my relationship to the person I loved most in the world failed because of it.

After getting divorced at 25 years old, I had to start my life over, and that meant re-evaluating my life goals.

This was a huge wake-up call where I realized I wanted to create a life didn’t have my career as the center focus, but instead I wanted to create a career that revolved around my life — a life-centered business.

Taking back control and quitting my job

I never dreamed about becoming self-employed, but this new direction was taking me down this path.

I started by taking back control of my finances and career by paying off over $14,000 of consumer debt and then saving up enough money to quit my full-time accounting job a year later.

Since that time, I became a full-time write, shifted to a virtual assistant business, and have built a community of over 20,000 business owners and freelancers!

Helping business owners stress less

I’ve been helping small businesses and ambitious entrepreneurs for the past 15 years. I have a background as a small business accountant, and experience managing small teams of 10 members or less.

In the past, I’ve worked with H&R Block, Capital One, and startups like MileIQ. I’ve also been featured in Inc Magazine, Redbook, and Refinery29, to name a few.

Click here to see my entire portfolio and past experience!

I also share my knowledge bombs through my blog posts, weekly newsletter, and regular workshops.

You can also sign up to the newsletter and get my free mini-guide about The Top 10 Tools I Use in My Business Every Week (one biz owner called this guide “gold”).

Enter your name and email address to learn exactly how to get massive amounts of stuff done every week!

When I’m not blogging, or helping awesome entrepreneurs get organized, I can be found painting or sketching in my art studio. Or in the kitchen with my chef husband creating a new and tasty recipe!

To see a more personal look at my daily life, connect with me on Instagram, @carefulcents. Or you can connect with me in real time on Twitter, @carefulcents.

Stress less, earn more

Creating an exclusive and non-promotional community around my blog has opened up tons of opportunities — in my career, my relationships, and life in general.

I’ve been able to travel more and go on new adventures!

But this required a lot of time, effort and mistakes that I hope you don’t have to go through.

Whether it’s scaling your business, getting a grip on your taxes, or earning more money from home, you’ll find the answers here at Careful Cents.

Cheers to scaling up on your terms!

Carrie Smith Nicholson is a systems strategist, Asana expert, and business blogger. After paying off $14,000 of debt she quit her accounting day job and started her blog, Careful Cents. Over the past 6 years, she’s helped burned out business owners who are tired of chasing money, start earning money on their terms. She does this through better business systems, financial organization, and productivity tips. Since then, she’s written for sites like Inc.com, Time.com and has been featured in Glamour Magazine and Redbook Magazine