Finding an online bank that has the features you need to support your personal expenses and self-employed business is a huge deal. At the most basic level, you want free, easy-to-use, and a high-interest rate for your money to grow. This is why you need to check out Discover Bank’s suite of online accounts! Nope, …
Finding the best online savings account to put your money in is a crucial decision. The great thing though, is that you don’t have to limit yourself to just one type of account. Heck, you can have as many different savings accounts as you want — since most of them are free to open! But it …
A new year is the perfect time to do a financial reset on your business and money. In fact, I’ve been doing my yearly review of my finances, expenses, income, taxes, and business expenses. If you want to see my blog stats and income reports, I send out updates every month to my list of …
According to the Retirement Confidence Survey, more than half of American workers have less than $25,000 in retirement savings. As someone who’s self-employed we have a bit more control over our finances. But even then, it’s tough to save for retirement when you have irregular income. This is why many retirees are being forced to …
You wish you could save money on monthly bills but you don’t have time to sit on the phone with customer service all day. I mean, who likes to call customer service reps and negotiate. Not me! Thankfully, there’s BillFixers. If you have cable, wireless or internet bills you wish cost less every month, BillFixers …
I’ve been a business owner for nearly 7 years and in that time I’ve learned the importance of cash flow and running a lean business. This is why I’m sharing the best small business credit cards for earning cash back. It’s the best way to maximize all the money you spend investing in your small business. I …
As a recent arrival in the United States, there are a few considerations that need to be made in order to make your transition successful. The tax code, health care system and workforce rules all vary widely from other countries. For example, where are the best places to live? How can you manage your finances …
Last year I was approached by Capital One about their plans to do a banking tour with brand new openings of the Capital One Cafes in Denver and Boulder. I can truly say that I was personally excited about this news since I’ve been looking for a better workspace experience as a freelancer. As a …
One of the most important factors in running a freelance business is getting paid. Without good cash flow your small business would no longer be able to function successfully. As a business owner this means it’s your job to offer as many payment options to your clients as possible. Not only will this help you …
Choosing the best business checking account can be daunting as a small business owner. While most of your finance and money management is probably done online or with mobile apps, these days you still need a local branch to process certain business transactions. You also want to keep more of your hard earned money, which …
Understanding the ins-and-outs of small business bookkeeping isn’t always easy. But it’s a vital part of stressing less and earning more when you’re self-employed. Even though you can (and probably should!) hire an accountant to help manage your bookkeeping, it’s still important to understand how it all works. Small business finances can get complicated quickly and having a …
Personal Capital is a new way to easily track your money and budget. So if your current budgeting software isn’t cutting it anymore, then it’s time to try something new. Maybe you’ve tried Mint but realize it doesn’t offer the wealth building features. The Trends feature is clunky and it mainly focuses on budgeting. Quicken is …
No one likes paying PayPal fees to receive money they’ve rightfully earned. I know I don’t! But this seems inevitable, and not something you can change. Right? NO, true! When it comes to accepting payments virtually, why do we let online payment systems rob us of our hard-earned income? After being tired of giving up my …
As a small business owner, you know the importance of getting paid. It’s a key aspect of increasing cash flow and ensuring you keep food on the table for your family. But managing invoices can be a pain. I mean, who wants to spend time on admin tasks like creating and sending invoices? Not me! And then …
Figuring out how to save money without a regular paycheck is tough. The problem with this idea is that not having consistent money coming can make it very difficult to save quickly. Can you really learn how to save money painlessly? Yes! Even though balancing a day job with a side hustle, or working with …
Are you interested in learning how to create a Mint budget using Mint.com? This free budget planning software is something that I’ve used to manage my personal finances for several years. The only problem though is that I never quite figured out what all the little tabs and shortcuts were. It works great for creating a monthly budget of …
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