Banking

The 7 Best Money Market Accounts Of 2019

best money market accounts

If you’re looking for a low-risk investment opportunity, this list of the best money market accounts is great starting point. These types of accounts deliver better returns than savings accounts, but they aren’t as risky as other investment options.  As interest rates for traditional savings accounts continue to drop, MMAs are becoming more popular. Top …

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Betterment Review (2019): Automate Retirement Savings and Build Wealth

According to the Retirement Confidence Survey, more than half of American workers have less than $25,000 in retirement savings. As someone who’s self-employed we have a bit more control over our finances. But even then, it’s tough to save for retirement when you have irregular income. This is why many retirees are being forced to …

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Best Business Checking Account With No Fees (For 2019)

How to find the best business checking account

Choosing the best business checking account can be daunting as a small business owner. While most of your finance and money management is probably done online or with mobile apps, these days you still need a local branch to process certain business transactions. You also want to keep more of your hard earned money, which …

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CIT Bank Review 2019: Is CIT Bank Legit?

cit bank review

CIT Bank Review: ★★★★★ Open your account today Upsides Downsides Award-winning customer service Lack of ATMs or physical branches No minimum balance requirements Checking accounts and IRAs unavailable Excellent APY on most accounts CD accounts have average rates Little to no fees for account holders Phone support isn’t 24/7 Most banks are good at one thing: …

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Decrease PayPal Fees: 5 Ways to Lower Invoicing Fees

godaddy bookkeeping review

No one likes paying PayPal fees to receive money they’ve rightfully earned. I know I don’t! But this seems inevitable, and not something you can change. Right? NO, true! When it comes to accepting payments virtually, why do we let online payment systems rob us of our hard-earned income?  After being tired of giving up my …

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Discover Bank Review 2018: Free Personal Banking for the Self-Employed

discover bank review

Finding an online bank that has the features you need to support your personal expenses and self-employed business is a huge deal. At the most basic level, you want free, easy-to-use, and a high-interest rate for your money to grow. This is why you need to check out Discover Bank’s suite of online accounts! Nope, …

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BillFixers Review: How to Save Money on Bills Every Month

billfixers review

You wish you could save money on monthly bills but you don’t have time to sit on the phone with customer service all day. I mean, who likes to call customer service reps and negotiate. Not me! Thankfully, there’s BillFixers. If you have cable, wireless or internet bills you wish cost less every month, BillFixers …

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The 3 Best Small Business Credit Cards for Earning Cash Back

The 3 Best Small Business Credit Cards for Earning Cash Back

I’ve been a business owner for nearly 7 years and in that time I’ve learned the importance of cash flow and running a lean business. This is why I’m sharing the best small business credit cards for earning cash back. It’s the best way to maximize all the money you spend investing in your small business. I …

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5 Finance Tips for Moving to the United States as an International Freelancer

how to book more clients

As a recent arrival in the United States, there are a few considerations that need to be made in order to make your transition successful. The tax code, health care system and workforce rules all vary widely from other countries. For example, where are the best places to live? How can you manage your finances …

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What I Learned About Core Money Values from the Capital One #BankingReimagined Tour

what is a capital one cafe

Last year I was approached by Capital One about their plans to do a banking tour with brand new openings of the Capital One Cafes in Denver and Boulder. I can truly say that I was personally excited about this news since I’ve been looking for a better workspace experience as a freelancer. As a …

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5 Payment Processing Solutions for Small Business Owners to Minimize Fees

money systems

One of the most important factors in running a freelance business is getting paid. Without good cash flow your small business would no longer be able to function successfully. As a business owner this means it’s your job to offer as many payment options to your clients as possible. Not only will this help you …

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Small Business Bookkeeping: 7 Tasks to Do Every Month to Stay Organized

small business bookkeeping

Understanding the ins-and-outs of small business bookkeeping isn’t always easy. But it’s a vital part of stressing less and earning more when you’re self-employed. Even though you can (and probably should!) hire an accountant to help manage your bookkeeping, it’s still important to understand how it all works. Small business finances can get complicated quickly and having a …

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Personal Capital Review: Best Free Budgeting App for Building Wealth

personal capital best budgeting app

Personal Capital is a new way to easily track your money and budget. So if your current budgeting software isn’t cutting it anymore, then it’s time to try something new. Maybe you’ve tried Mint but realize it doesn’t offer the wealth building features. The Trends feature is clunky and it mainly focuses on budgeting. Quicken is …

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Freelance Invoicing Tips: Use FreshBooks to Get Invoices Paid Faster

freshbooks cloud accounting

As a small business owner, you know the importance of getting paid. It’s a key aspect of increasing cash flow and ensuring you keep food on the table for your family. But managing invoices can be a pain. I mean, who wants to spend time on admin tasks like creating and sending invoices? Not me! And then …

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7 Business Expenses You Pay Out of Pocket When You’re Self-Employed

business expenses

There are tons of misconceptions about being a freelancer: you can wake up whenever you want, never have to shower or get dressed, and can watch TV or Netflix all day. While these things are true to some extent (you can wear yoga pants all day!), the downside to having all this freedom is that …

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How to Create a Mint Budget and 5 Other Steps for Getting Ahead

mint budget

Are you interested in learning how to create a Mint budget using Mint.com? This free budget planning software is something that I’ve used to manage my personal finances for several years. The only problem though is that I never quite figured out what all the little tabs and shortcuts were. It works great for creating a monthly budget of …

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