Earning a hefty return on your savings is essential for building wealth. And knowing the differences between a money market vs CD plays a part in that. But inflation causes money to lose value every year. So you have to get returns equivalent to at least the prevailing rate of inflation to avoid losses. When …
If you’re ready for a better banking experience, keep reading this Chime bank review. If you would like to set up a new checking account, you’re likely wondering where to start. Many banks promise to help you manage your finances, but not all of them live up to your expectations. You want a bank that …
High fees, poor customer service and overly restrictive policies are just a few of the headaches you can expect with your average checking account, but they can all be avoided with the best business checking account. Watch out! Not all business checking accounts are created equal. In the sections that follow you’ll learn more about …
If you’re looking for a low-risk investment opportunity, this list of the best money market accounts is great starting point. These types of accounts deliver better returns than savings accounts, but they aren’t as risky as other investment options. As interest rates for traditional savings accounts continue to drop, MMAs are becoming more popular. Top …
Credit builder loans are an affordable way to build your credit, regardless if you have little to no credit history. Plus with credit builder loans, whatever you pay into it–you get back at the end of the loan term. So, what’s the story with credit builder loans? Where are the best credit builder loans? How …
According to the Retirement Confidence Survey, more than half of American workers have less than $25,000 in retirement savings. As someone who’s self-employed we have a bit more control over our finances. But even then, it’s tough to save for retirement when you have irregular income. This is why many retirees are being forced to …
Betterment Review (2019): Automate Retirement Savings and Build Wealth Read More
Choosing the best business checking account can be daunting as a small business owner. While most of your finance and money management is probably done online or with mobile apps, these days you still need a local branch to process certain business transactions. You also want to keep more of your hard earned money, which …
Best Business Checking Account With No Fees (For 2019) Read More
CIT Bank Review: ★★★★★ Open your account today Upsides Downsides Award-winning customer service Lack of ATMs or physical branches No minimum balance requirements Checking accounts and IRAs unavailable Excellent APY on most accounts CD accounts have average rates Little to no fees for account holders Phone support isn’t 24/7 Most banks are good at one thing: …
No one likes paying PayPal fees to receive money they’ve rightfully earned. I know I don’t! But this seems inevitable, and not something you can change. Right? NO, true! When it comes to accepting payments virtually, why do we let online payment systems rob us of our hard-earned income? After being tired of giving up my …
Decrease PayPal Fees: 5 Ways to Lower Invoicing Fees Read More
Finding an online bank that has the features you need to support your personal expenses and self-employed business is a huge deal. At the most basic level, you want free, easy-to-use, and a high-interest rate for your money to grow. This is why you need to check out Discover Bank’s suite of online accounts! Nope, …
Discover Bank Review 2018: Free Personal Banking for the Self-Employed Read More
Finding the best online savings account to put your money in is a crucial decision. The great thing though, is that you don’t have to limit yourself to just one type of account. Heck, you can have as many different savings accounts as you want — since most of them are free to open! But it …
5 Best Online Savings Accounts to Grow Your Money This Year Read More
A new year is the perfect time to do a financial reset on your business and money. In fact, I’ve been doing my yearly review of my finances, expenses, income, taxes, and business expenses. If you want to see my blog stats and income reports, I send out updates every month to my list of …
How to Start the New Year Fresh With a Financial Reset Read More
You wish you could save money on monthly bills but you don’t have time to sit on the phone with customer service all day. I mean, who likes to call customer service reps and negotiate. Not me! Thankfully, there’s BillFixers. If you have cable, wireless or internet bills you wish cost less every month, BillFixers …
BillFixers Review: How to Save Money on Bills Every Month Read More
I’ve been a business owner for nearly 7 years and in that time I’ve learned the importance of cash flow and running a lean business. This is why I’m sharing the best small business credit cards for earning cash back. It’s the best way to maximize all the money you spend investing in your small business. I …
The 3 Best Small Business Credit Cards for Earning Cash Back Read More
As a recent arrival in the United States, there are a few considerations that need to be made in order to make your transition successful. The tax code, health care system and workforce rules all vary widely from other countries. For example, where are the best places to live? How can you manage your finances …
5 Finance Tips for Moving to the United States as an International Freelancer Read More
Last year I was approached by Capital One about their plans to do a banking tour with brand new openings of the Capital One Cafes in Denver and Boulder. I can truly say that I was personally excited about this news since I’ve been looking for a better workspace experience as a freelancer. As a …
What I Learned About Core Money Values from the Capital One #BankingReimagined Tour Read More
Small business expenses can eat into your profits as a freelancer. In fact, in 2015 I invested a lot of time and money into growing this blog, and my skills as a freelancer. I purchased a lot of courses and bought tools, and paid a crazy amount out to freelance contractors (this was for help with social media …
How I Cut My Small Business Expenses by Nearly Half Read More
One of the most important factors in running a freelance business is getting paid. Without good cash flow your small business would no longer be able to function successfully. As a business owner this means it’s your job to offer as many payment options to your clients as possible. Not only will this help you …
5 Payment Processing Solutions for Small Business Owners to Minimize Fees Read More
Understanding the ins-and-outs of small business bookkeeping isn’t always easy. But it’s a vital part of stressing less and earning more when you’re self-employed. Even though you can (and probably should!) hire an accountant to help manage your bookkeeping, it’s still important to understand how it all works. Small business finances can get complicated quickly and having a …
Small Business Bookkeeping: 7 Tasks to Do Every Month to Stay Organized Read More
Personal Capital is a new way to easily track your money and budget. So if your current budgeting software isn’t cutting it anymore, then it’s time to try something new. Maybe you’ve tried Mint but realize it doesn’t offer the wealth building features. The Trends feature is clunky and it mainly focuses on budgeting. Quicken is …
Personal Capital Review: Best Free Budgeting App for Building Wealth Read More
As a small business owner, you know the importance of getting paid. It’s a key aspect of increasing cash flow and ensuring you keep food on the table for your family. But managing invoices can be a pain. I mean, who wants to spend time on admin tasks like creating and sending invoices? Not me! And then …
Freelance Invoicing Tips: Use FreshBooks to Get Invoices Paid Faster Read More
There are tons of misconceptions about being a freelancer: you can wake up whenever you want, never have to shower or get dressed, and can watch TV or Netflix all day. While these things are true to some extent (you can wear yoga pants all day!), the downside to having all this freedom is that …
7 Business Expenses You Pay Out of Pocket When You’re Self-Employed Read More
Figuring out how to save money without a regular paycheck is tough. The problem with this idea is that not having consistent money coming can make it very difficult to save quickly. Can you really learn how to save money painlessly? Yes! Even though balancing a day job with a side hustle, or working with …
How to Save Money Painlessly When You Have Irregular Income Read More
Are you interested in learning how to create a Mint budget using Mint.com? This free budget planning software is something that I’ve used to manage my personal finances for several years. The only problem though is that I never quite figured out what all the little tabs and shortcuts were. It works great for creating a monthly budget of …
How to Create a Mint Budget and 5 Other Steps for Getting Ahead Read More
