Wave Accounting Review: Free Accounting Software for Your Small Business

wave accounting review

When I first started my freelance business, I didn’t have money to hire an accountant. I also didn’t want to spend a lot of money to buy accounting software like QuickBooks. I was looking for free accounting software for small businesses. What I needed was a comprehensive tool that could help me manage expenses and income, …

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BillFixers Review: How to Save Money on Bills Every Month

billfixers review

You wish you could save money on monthly bills but you don’t have time to sit on the phone with customer service all day. I mean, who likes to call customer service reps and negotiate. Not me! Thankfully, there’s BillFixers. If you have cable, wireless or internet bills you wish cost less every month, BillFixers …

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5 Ways to Spring Clean Your Business Finances in Just 10 Minutes a Day

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A change of seasons means it’s time to spring clean finances and declutter your business. This is a super important task to do every year as it can help you find more efficient ways to get things done. As tax season recently came to an end, you probably got a pretty up-close-and-personal look at your money. I …

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The 3 Best Small Business Credit Cards for Earning Cash Back

The 3 Best Small Business Credit Cards for Earning Cash Back

I’ve been a business owner for nearly 7 years and in that time I’ve learned the importance of cash flow and running a lean business. This is why I’m sharing the best small business credit cards for earning cash back. It’s the best way to maximize all the money you spend investing in your small business. I …

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Enjoy Tax Season: 9 Steps to Take if You Miss the Income Tax Filing Deadline

So you missed the income tax deadline? Take a moment to take a deep breath. Please know that you have options! Not all is lost. Sometimes the situation is out of your control. For example, the main reason I procrastinate on filing self-employed taxes isn’t for a lack of trying, but because I almost always find errors with …

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7 Services to Offer as a Pinterest Virtual Assistant to Explode Your Business

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According to stats released by VentureBeat, Pinterest has 200 million visual searches per month. This makes it one of the largest traffic referrers right behind Google and Facebook. Kind of shocking right? It also makes me wonder why I’ve waited so long to implement a Pinterest strategy for my online business. In other words, the Pinterest …

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DIY vs Hiring a Pro: How to Find the Best Tax Professional Near You

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Hiring the right tax professional could honestly make or break your freelance business. A tax preparer is privy to all your financial details, including everything from your income, bank accounts, relationships and business ventures. They even know your Social Security number so you want to make sure this person is qualified and trustworthy. You want …

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Painless1099 Review: Automated Tax Management for the Self-Employed

painless1099 app

Managing your freelance finances isn’t easy. You have to stay on top of things like taxes, financial emergencies and saving for retirement. Not to mention the daily tasks like completing client work on time, dealing with contracts and sending invoice. My gawd, just reading all of that can make you feel overwhelmed. Can you relate? …

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5 Finance Tips for Moving to the United States as an International Freelancer

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As a recent arrival in the United States, there are a few considerations that need to be made in order to make your transition successful. The tax code, health care system and workforce rules all vary widely from other countries. For example, where are the best places to live? How can you manage your finances …

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What I Learned About Core Money Values from the Capital One #BankingReimagined Tour

what is a capital one cafe

Last year I was approached by Capital One about their plans to do a banking tour with brand new openings of the Capital One Cafes in Denver and Boulder. I can truly say that I was personally excited about this news since I’ve been looking for a better workspace experience as a freelancer. As a …

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5 Payment Processing Solutions for Small Business Owners to Minimize Fees

money systems

One of the most important factors in running a freelance business is getting paid. Without good cash flow your small business would no longer be able to function successfully. As a business owner this means it’s your job to offer as many payment options to your clients as possible. Not only will this help you …

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How to Make Money Online: 12 Fast and Easy Ways to Work From Home

make money online fast

Figuring out how to make money online fast isn’t impossible. The only problem is knowing where to start! What’s the easiest way to make money online? How much time does it take? What can you do to create multiple income streams? The answer to all of these questions is in this guide! So keep reading. …

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Xero Accounting Review: DIY Software to Be Your Own Bookkeeper

xero accounting online

There are lots of online accounting choices for freelancers and small business owners. Because of this, it can make it difficult to pinpoint which one will work best for your personal business. Sometimes this means finding a local CPA or accountant who can handle the books for you. Or perhaps hiring a freelance bookkeeper to …

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[Gift Guide] 15 Fabulous Gifts for Freelancers For Less Than $25

It’s not always easy to find just the right gift for your friends and family, and even more so when it comes to a fellow self-employed freelancer. As someone who’s been a full-time freelancer for nearly 5 years I’ve been given awesome gifts and some not-so-awesome ones. So I’ve curated some of the best gift …

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How to Manage Your Small Business Finances When Traveling

travel business finances

This post brought to you by Chase. The content and opinions expressed below are that of Careful Cents. Over the past several years I’ve traveled and lived in places like New York, Seattle, Dallas, San Francisco, Denver, San Diego, New Orleans and countless other cities across the United States. And I did this all while …

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15 Unique Gifts for Clients That Cost Less Than $40 Each

gifts for clients

Finding unique gifts for clients isn’t always easy. And getting appropriate gifts that are budget-friendly are even more difficult. In this guide, you’ll find lots of unique gift ideas and solutions! As this year wraps up, your thoughts are turn to ending the year on a high note. And with that you probably want to …

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Earn More Writing: Interview with Six-Figure Blogger Holly Johnson

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I recently published a case study about how to become a freelance writer in the next 30 days. I detailed exactly how I earn money with freelance blog writing. And how I went from paying off consumer debt, to quitting my accounting job and making the leap into being my own boss. I interviewed my good friend …

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How Much to Pay Yourself as a Small Business Owner (the Exact Formula)

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As a small business owner one of your biggest concerns is likely how to pay yourself. Being well-compensated is a big part of feeling valued, confident and productive. Now, think back to the first paycheck you ever received. If your experience was anything like mine you were probably in your late teens or early twenties, …

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How to Stop Hating and Start Loving Your Small Business Finances

small business finances

Don’t you want to go from hating to loving your small business finances? If you’re anything like me, I can sometimes get pretty bitter over not getting paid on time or making business investments that don’t pay off. (Anyone else buy a course they regret? Ha!) I’ve been a full-time self-employed for 4 years. And prior …

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