Business

Trying to find affordable self-employed health insurance options isn’t easy. There are many choices but not all of them are within your budget. This can make it frustrating to figure out whether or not good health insurance coverage is worth breaking the bank. #1 Self Employed Health Insurance Pick! eHealthInsurance.com is the most popular self employed health …

10 Affordable Self-Employed Health Insurance Options When You’re on a Budget Read More

This post was originally written back in April of 2013, by Catherine Alford (a contributor to the site at the time) and has since been updated over the years. In the past, you could craft an article and pitch it to the editors at the Huffington Post, or even Arianna herself. Or you could submit …

How to Get Published on The Huffington Post Read More

Improving your life as a small business owner starts by making small but positive changes. There are so many aspects of our lives that need to be taken care of: health, financial, social, personal and business. Some days it can feel overwhelming trying to balance everything and still find enjoyment in your work. One of …

How to Improve Your Life by Tracking Every Tiny Business Expense Read More

Is this the year you’re finally committing to starting a new business? Are you struggling to find ways to fund your business because of money issues? Well I have some good news! This post provides a simple business checklist for starting a new business even when you don’t have money upfront. According to a study by the …

5 Tips for Starting a New Business With No Money (free checklist!) Read More

Should you be an LLC or an S Corp? Figuring out the difference between an LLC vs S Corp can be tough. Each decision comes with a different tax liability which effects your bottom line. That’s why you absolutely have to choose the best business entity, or risk losing all your hard-earned money on paying …

LLC vs S Corp: A Step-by-Step Guide for Choosing the Best Small Business Entity Read More

In recent months I’ve been on a mission to make my business legit. In my last post I talked about becoming an LLC and operating as a single-member business owner. Today, I’m excited to talk about out opening my first official business checking account! In the past I’ve had personal bank accounts with a DBA …

How to Open a Business Bank Account Online as an LLC Read More

Are you ready to form an LLC so you can grow your business? You’ve come to the right place! This post explains how and why you’ll want to become an LLC versus doing business under your name and personal Social Security number. The best way to protect your personal information is to form an LLC …

Becoming an LLC: How to Form an LLC Online in 30 Minutes Read More

Dealing with a stressful business can make you question why you wanted to be a business owner in the first place. I get it. I’ve struggled with this too. So today I’m sharing a few ways to successfully deal with a stressful career by engaging in self-care — that you can do for cheap (or …

5 Awesome Self-Care Tips for Dealing With a Stressful Business Read More

Facing businss cash flow issues is tough. It’s a cycle that’s hard to stop once it’s start. But don’t worry, there are a few things you can do to finally get paid on time! In order to get back to a positive place with your money, the first step is to get your cash flow …

How to Stop Business Cash Flow Problems and Finally Get Paid on Time Read More

Being self-employed is tough enough without having to learn how to budget with irregular income. But today, you’re going to learn how to properly budget for success! Without this skill, your business could be making you broke. You’re not alone in this feeling — it’s something we all deal with as small business owners. It’s …

[Budget Worksheet] How to Budget With Irregular Income to Avoid Going Broke Read More

To succeed as your own boss often seems like an up-hill battle. There are many ups-and-downs you’ll face and it can feel like you won’t be able to survive them all. How do I know this? When you’re self-employed you experience major peaks and valleys. Self-employment isn’t easy. When you work for yourself you tend …

How to Survive the Ups-and-Downs to Succeed as Your Own Boss Read More

Testing out the top business apps to use as a freelancer can take a lot of time. The good news though, is that I’ve done the work for you! After spending several years as a self-employed biz owner myself, and working with a team of 3-4 people, I’ve tested out lots of different tools and …

Top Business Apps: 15 Apps That Will Make You Insanely Productive Read More

This post brought to you by Chase. The content and opinions expressed below are that of Careful Cents. Over the past several years I’ve traveled and lived in places like New York, Seattle, Dallas, San Francisco, Denver, San Diego, New Orleans and countless other cities across the United States. And I did this all while …

How to Manage Your Small Business Finances When Traveling Read More

As a small business owner one of your biggest concerns is likely how to pay yourself. Being well-compensated is a big part of feeling valued, confident and productive. Now, think back to the first paycheck you ever received. If your experience was anything like mine you were probably in your late teens or early twenties, …

How Much to Pay Yourself as a Small Business Owner (the Exact Formula) Read More

Don’t you want to go from hating to loving your small business finances? If you’re anything like me, I can sometimes get pretty bitter over not getting paid on time or making business investments that don’t pay off. (Anyone else buy a course they regret? Ha!) I’ve been a full-time self-employed for 4 years. And prior …

How to Stop Hating and Start Loving Your Small Business Finances Read More

As a freelance business owner, it can be overwhelming to do all the daily tasks on your own. Handling finances, organization and other accounting tasks can be downright stressful and annoying. This is why I strongly recommend that you evaluate whether or not you should do the bookkeeping and taxes yourself, or hire a professional. There …

What Does a Bookkeeper Do and Should You Hire One for Your Business? Read More