Category: Business

FreshBooks Review 2018: Try Cloud Accounting Software Free for 60 Days

freshbooks cloud accounting

No matter what type of business you’ve built it’s vital you find accounting software that keeps tracks of your business income and expenses. And that’s where FreshBooks comes in! Over the years, FreshBooks has offered many different iterations of their software. The great thing though is that compared to other complicated accounting programs (like QuickBooks …

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How to Improve Your Life by Tracking Every Tiny Business Expense

QuickBooks Self-Employed mobile app image

Improving your life as a small business owner starts by making small but positive changes. There are so many aspects of our lives that need to be taken care of: health, financial, social, personal and business. Some days it can feel overwhelming trying to balance everything and still find enjoyment in your work. One of …

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5 Tips for Starting a New Business With No Money (free checklist!)

starting a new business

Is this the year you’re finally committing to starting a new business? Are you struggling to find ways to fund your business because of money issues? Well I have some good news! This post provides a simple business checklist for starting a new business even when you don’t have money upfront. According to a study by the …

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Gusto Payroll Review 2018: Try Free for One Month

gusto payroll review

Are you looking for the best small business payroll program that won’t break the bank? Here’s why you need to try Gusto Payroll services. Finding the best small business payroll service isn’t always easy or cheap. It takes time to research the best programs, find the features you’ll actually use, and then stay tax compliant. …

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LLC vs S Corp: How I Chose the Best Small Business Entity

LLC vs S Corp

Should you be an LLC or an S Corp? Figuring out the difference between an LLC vs S Corp can be tough. Each decision comes with a different tax liability which effects your bottom line. To wrap up this month’s theme of choosing the best business entity, I’m explaining exactly why I chose to be an …

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QuickBooks Self-Employed Review: Tax Software for Business Owners (Save 50%)

QuickBooks Self-Employed featured image

You’ve heard a lot about QuickBooks Online. But you’ve been searching for something better, with more features and that’s not as complicated to use. You want a version of Intuit’s accounting software that’s made for self-employed business owners. Something like, QuickBooks Self-Employed, maybe? BOOM! It looks like your prayers have been answered. Here is my …

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How to Open a Business Bank Account Online as an LLC

Everything you need for ppening a business checking account

In recent months I’ve been on a mission to make my business legit. In my last post I talked about becoming an LLC and operating as a single-member business owner. Today, I’m excited to talk about out opening my first official business checking account! In the past I’ve had personal bank accounts with a DBA …

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Becoming an LLC: How to Form an LLC Online in 30 Minutes

Becoming an LLC in your state

Are you ready to form an LLC so you can grow your business? You’ve come to the right place! This post explains how and why you’ll want to become an LLC versus doing business under your name and personal Social Security number. The best way to protect your personal information is to form an LLC …

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5 Best Small Business Accounting Systems for 2018

small business accounting systems

Sifting through multiple small business accounting systems is time-consuming and quite the headache. And I should know! As an ex-accountant and small business advocate it’s my job to test out different programs and share my honest findings. The good news is that I don’t mind putting in the work so you don’t have to. I’m …

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[Comparison] QuickBooks Online vs QuickBooks Self-Employed

How to switch from quickbooks online to quickbooks self employed

How do you know if QuickBooks Online or QuickBooks Self-Employed is the best bookkeeping software for your business? This is a question we’ve seen asked quite a bit here at Careful Cents — especially since QuickBooks Self-Employed is much cheaper. When Intuit rolled out QuickBooks Self-Employed (also called QBSE for short), freelancers and independent contractors …

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Cinch Review 2018: Manage Your Entire Financial Life in One Place

Cinch Financial Review

Have you ever wished that there was something that could handle ALL of your financial information in one place? If you’re anything like me you probably use multiple tools for your business and personal finances, as well as a spreadsheet to monitor expenses. In other words, your finances are anything but streamlined and simple! Thankfully, …

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5 Awesome Self-Care Tips for Dealing With a Stressful Business

5 self-care tips for dealing with a stressful business

Dealing with a stressful business can make you question why you wanted to be a business owner in the first place. I get it. I’ve struggled with this too. So today I’m sharing a few ways to successfully deal with a stressful career by engaging in self-care — that you can do for cheap (or …

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How to Survive the Ups-and-Downs to Succeed as Your Own Boss

betterment investing

To succeed as your own boss often seems like an up-hill battle. There are many ups-and-downs you’ll face and it can feel like you won’t be able to survive them all. How do I know this? When you’re self-employed you experience major peaks and valleys. Self-employment isn’t easy. When you work for yourself you tend …

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GoDaddy Bookkeeping Review: Organize Your Business Accounting Online

godaddy bookkeeping review

When it comes to personal finances and budgeting, Personal Capital is a very popular favorite. And with good reason! But what about managing your business finances? Personal Capital isn’t tailored for small business accounting, calculating quarterly taxes, monitoring your cash flow, or for viewing year-end tax reports. That’s when to GoDaddy Bookkeeping (previously called Outright) …

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Xero Accounting Review: DIY Software to Be Your Own Bookkeeper

xero accounting online

There are lots of online accounting choices for freelancers and small business owners. Because of this, it can make it difficult to pinpoint which one will work best for your personal business. Sometimes this means finding a local CPA or accountant who can handle the books for you. Or perhaps hiring a freelance bookkeeper to …

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How to Manage Your Small Business Finances When Traveling

travel business finances

This post brought to you by Chase. The content and opinions expressed below are that of Careful Cents. Over the past several years I’ve traveled and lived in places like New York, Seattle, Dallas, San Francisco, Denver, San Diego, New Orleans and countless other cities across the United States. And I did this all while …

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How to Stop Hating and Start Loving Your Small Business Finances

small business finances

Don’t you want to go from hating to loving your small business finances? If you’re anything like me, I can sometimes get pretty bitter over not getting paid on time or making business investments that don’t pay off. (Anyone else buy a course they regret? Ha!) I’ve been a full-time self-employed for 4 years. And prior …

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What Does a Bookkeeper Do and Should You Hire One for Your Business?

types of bookkeepers for creatives

As a freelance business owner, it can be overwhelming to do all the daily tasks on your own. Handling finances, organization and other accounting tasks can be downright stressful and annoying. This is why I strongly recommend that you evaluate whether or not you should do the bookkeeping and taxes yourself, or hire a professional. There …

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