Making extra money online is easier than ever, thanks to the many money-making apps (and money-saving apps) available that let you earn money from home or on the go.
The amount of money you’ll be able to make depends on the mobile app itself – and, of course, on how much of your free time you’re willing to invest.
Some, if not most, of the apps are free, while others, such as investment apps, will require an initial investment that you’ll be able to grow over time.
This means that there is probably the right app for you regardless of your financial situation, needs, and requirements.
25 Best Money Making Apps
Here are the 25 best money-making apps out there so you can get to it straight away:
- Survey Junkie
- Capital One Shopping
- Google Play
- M1 Finance
1. Survey Junkie
Survey Junkie is an online market research company owned by DISQO and is one of the best survey apps out there. Survey Junkie offers companies looking to understand the market with valuable market research through surveys.
Signing up to Survey Junkie allows you to take part in these surveys, get paid for it, and at the same time, help shape the products and services of tomorrow. What an excellent way to turn your free time into cash.
You can choose to take part in attitudinal research, by answering surveys and taking part in focus groups, and in behavioral research through the SJ Pulse app. The latter monitors your browsing behavior in exchange for points that can be exchanged for gift cards or PayPal cash.
Learn more by reading our Survey Junkie review.
These activities include answering surveys, watching online videos, playing games, and reading emails. As an InboxDollars member, you will also get cashback for shopping online and coupon cash rewards.
There is no points system with InboxDollars. Instead, you’ll earn cash directly. They’re also offering a welcome bonus of $5.00 just for signing up.
Learn more by reading our InboxDollars review.
Paribus is a Capital One app that monitors stores for potential refunds. The app supports over 25 retailers, including Amazon, Best Buy, and Target.
The way the app works is very simple. Once installed and signed in, it will monitor all your purchases looking out for price drops after the item is bought, late deliveries, and returns.
If it detects that a refund or compensation is due, it will help you get the money making sure you get what you are owed. Refunds can take between 3 and 7 business days, depending on the retailers. Refunds owed are typically made to the same form of payment used when making the order.
Learn more by reading our Paribus review.
Public is a social investing app that brings together social media and investing. It offers many of the features you’ll find in other investing apps, including stocks, ETFs (Exchange Traded Funds), and Fractional Shares.
You can create different portfolios based on your goals, such as investments for the long-term and investments for the short-term. This can help you understand how different strategies are working out.
The app also offers a social aspect. There’s the group messaging to speak to and learn from other investors. You can also share your experiences with other users and find help if necessary. The app also offers the ability to follow other investors so that you can learn from them and get better at investing.
Swagbucks offers points for simple tasks like watching ads or videos, searching the web, and even online shopping. You can also take paid surveys and be rewarded for it. Points can then be exchanged for gift cards or PayPal cash, depending on your preference.
Signing up is easy, and you can even sign up with your Facebook account to avoid having to create a new login. The website also includes a list of do’s and don’ts to help you maximize how much money you can earn.
Learn more by reading our Swagbucks review.
6. Capital One Shopping
Capital One Shopping, previously known as Wikibuy, owned by Capital One, uses crowdsourcing to find the best deals for you when shopping online. Capital One Shopping mobile app (available on Android and Apple devices) lets you scan the barcodes and find stores offering the product at the lowest price.
You can also install a Chrome extension to help you find the lowest price while using your laptop.
It’s free, so there is no money upfront to be paid here. Whenever a Capital One Shopping user finds a better price for a product or a working coupon code, the app automatically updates itself so that everyone can take advantage of the offer.
This means that by installing Capital One Shopping, you get access to the latest coupons and deals while helping other people save money at the same time.
See more of the top money-saving apps.
MyPoints lets you earn points when shopping at over 2,000 different retailers, including big names like Amazon, Starbucks, eBay, Home Depot, and Walmart.
You can get up to 40% back when making purchases using the links provided by their website or app. Points can be exchanged for gift cards or redeemed as PayPal cash if you have a PayPal account.
MyPoints also offers paid surveys from companies like Macy’s, Best Buy, and Groupon, to name a few. At the moment, they also have a welcome offer that can see you get a $10.00 bonus just for joining.
Learn more by reading our MyPoints review.
Fundrise is an investment app that allows you to invest in real estate. The app promises a low-fee model that allows you to maximize your returns and has an easy-to-use interface that makes investing a breeze.
You can see historical performance figures on Fundrise’s website. There’s also a dedicated page that breaks down the available investments, including minimum investment amounts, the different strategies available, and portfolio allocations.
The app is available on both Google and Apple app stores and has received high ratings from its users.
Learn more by reading our full Fundrise review.
Postmates is an on-demand delivery app that allows you to deliver anything from takeouts to office supplies. The requirements can vary slightly by location, but they’re some of the most flexible around. In some cities, you can even choose to deliver on foot.
You get to set your own schedule, and you get to keep 100% of any tips that you receive. The app also makes it very easy to know how much money you’ve earned at any point.
There are free weekly payouts, but if you find yourself need the cash faster, there is also an instant cash out function that you can use any time you want.
Truebill is an app that promises to help you take control of your money. You’ll need to download the app and connect your accounts with bank-level security, helping you put your mind at ease.
Truebill allows you to monitor any subscriptions you might have with the option to cancel them should you no longer want them.
The app will also negotiate your bills down to the lowest possible rate and even get you a refund whenever your internet experiences issues and goes down. Other app features, such as reports and smart savings, can help you keep track of your money and grow it.
Learn more by reading our full Truebill review.
Acorns is a financial app that offers several financial products and services. These include investing and retirement accounts and well as a checking account.
Using Acorns Invest, you can start investing using spare change, slowly growing your account. You can create your very own portfolio by answering some questions and letting the app come up with the best recommendation for you.
The app will then grow your portfolio by investing in ETFs. Acorns publish their ETFs prospectuses on their website so you can see ahead of time what you will be investing in. You can also link your credit card or debit card to your Acorns account and earn money whenever you shop.
If you’re looking to earn real money online, Airbnb can help. I’m sure you know that it’s is a world-renowned hosting app that allows you to host people and offer accommodation.
If you have a spare room, you can significantly improve personal finance with Airbnb. What I love about it is that there’s a lot of flexibility in that you can rent out anything from a shared room to an entire villa.
Since the app is global, you could be hosting visitors from anywhere in the world. This makes the potential earnings quite considerable.
The amount of money that you’ll be able to make will depend on many factors, including the size of the property, location, and amenities on offer. You can use the app to find what similar properties cost then decide if it’s worth the trouble or not.
If having strangers in your apartment or house makes you uncomfortable, you can instead check out Neighbor and host people’s things instead of people.
The app promises lower rates than storage units, making it ideal for those looking to temporarily store their stuff somewhere.
You can rent out anything from a closet to an entire basement or garage. The bigger space, the more money you will be able to make. You can head to their website and search for storage space by location.
This can give you an approximate idea of how much you will make through this passive income app.
Ibotta is a cashback app that allows you to earn real cashback when shopping either in a physical store or online. Simply download the app and look for offers there before making any purchase.
Once you see an offer that you like, follow the provided instructions to claim your rewards. To verify purchases, you will need to submit the purchase receipts or link your loyalty card when this is available.
At the moment, Ibotta is also offering a $20 welcome bonus just for signing up. If you prefer to shop online using your computer, Ibotta is also offering a Chrome browser extension to make finding deals easier than ever before.
Learn more by reading our full Ibotta review.
DiversyFund promises to make the wealth-building tools usually reserved for the 1% available for everybody. They offer real estate investments with a $500 investment minimum. There are no management fees.
DiversyFund aims to help make your investment portfolio more diverse by giving you the opportunity to invest in multifamily real estate. They take the time to vet the investments on offer, giving you a degree of security and peace of mind.
On top of this, the company also offers its users many financial education resources, helping you learn more about the world of investing so that you can make smarter decisions.
Stash is an investment app that includes several amazing perks. Their Stock-Back card is included in all of the available plans and offers cashback in the form of stock from the companies you purchase from. This means that if the stock goes up, you could be looking at some healthy cash backs.
Using Stash, you can invest in different stocks and ETFs (Exchange Traded Funds) from as little as $1.00 using fractional shares. Fractional shares allow you to purchase a fraction of a share for a fraction of the price.
This is ideal for purchasing bong-name stocks without the high price tag usually found on such stocks.
Learn more by reading our full Stash review.
17. Google Play
Google has a rewards-based program called Google Opinion Rewards, paying you for completing short surveys. The rewards are paid in the form of PayPal or Google Play credit. You can get surveys on multiple topics, including hotel reviews and customer satisfaction surveys.
Google Opinion Rewards offers local surveys based on your locations, with each survey taking anything between 10 seconds to 1 minute (so they’re pretty short).
The credits you earn are valid for 12 months – and the app will notify you if your credits are about to expire.
18. M1 Finance
You can use the M1 Finance app to invest with different accounts available, including individual, joint, IRA, and trust. You can easily set your strategy and let the app do the hard work for you.
There are more than 6,000 different stocks and funds to choose from, including fractional shares that let you own a fraction of big-name stocks that might otherwise have been out of reach.
You can also get an M1 Finance debit card that offers a 1% APY and 1% cashback.
Learn more by reading our full M1 Finance review.
Ebates, now known as Rakuten, has a cashback program that can earn you as much as 40% cashback when shopping at over 2,500 different stores.
At the moment, they also have a welcome bonus of $10 to help you get started on the right foot.
You can use their website or the Rakuten App to find deals, coupon codes, and promo codes from any of the available stores. Simply follow the instructions as available on the page to get the cashback offer.
Payouts are done every quarter, and you can choose between a physical check mailed to your address or PayPal cash.
Learn more by reading our full Rakuten review.
With iPoll, you get to share your opinion by filling in surveys and getting compensated for it. You will receive compensation in the form of iPoll currency.
Once you have collected enough, you can exchange it for an App Store and iTunes or Amazon gift card. You can also opt to receive PayPal cash.
With iPoll, you can also test prototype products before they are released into the market or take on missions and explore your local area.
The company has been around for over 20 years and has a comprehensive data protection policy to keep you safe at all times.
Foap lets you sell your photos and video to brands, agencies, or individuals looking to up their game with their creative content.
There are some guidelines as to what kind of photos and videos can be uploaded, but if you’re good with a camera, this can be an easy way to earn some money on the side.
There’s an app for both iOS and Android devices that can be downloaded directly from the respective store. Foap takes 50% of the selling price, with the remaining 50% going directly your way. Brands that have used this service include Nivea, Volvo, and Heineken, among others.
Slidejoy is an Android app that lets you earn rewards for viewing ads on your lock screen.
You have the option of interacting with the app by sliding it left or sliding it up to see another card. To go to your phone’s home screen, all you need to do is slide right.
You can choose to donate your points or exchange them for PayPal cash. Users report the app as being unintrusive and well-designed. Unfortunately, there is no iOS app currently, so iPhone users will need to sit this one out.
If you’re looking to make space on your bookshelves and would like to sell your old books, you’re going to want to check Bookscouter.
The website that also features apps for both Android and iOS is well-known for being the place to go if you’re looking to buy or sell books.
The website allows you to quickly see what vendors are willing to pay the book for. This gives you the opportunity to choose the one offering the most money. Shipping the book out is free but remember to compare prices from different vendors to avoid lowball offers.
Shopkick lets you earn kicks when buying certain products in a physical store or online. You will need to download their free app available for both Android as well as Apple devices.
You can then use the app to scan products you want to buy and see how many kicks you will earn for those particular products.
Once you have collected enough kicks, you can proceed to exchange them for a gift card that will be delivered in a digital format straight to your phone.
There are many retailers and service providers to choose from, including Amazon, Uber, Walmart, and many others.
Walking is one of the ways we can stay in shape. Thanks to sweatcoins, you can not only lose a few pounds but gain money for it. The way the app works is simple.
You need to make sure it’s always running as otherwise, it won’t track your walking. The more you walk, the more coins you earn.
Coins can be exchanged for gift cards or cash. Do keep in mind that offers tend to rotate.
You will need to make walking part of your everyday routine, but even so, you’ll be all the healthier for it, and that’s always a good thing.
Learn more by reading our Sweatcoin review.
Which of The Best Money Making Apps is Best For You?
I often get asked how to make money in your spare time – and these money-making apps are a great place to start.
In fact, there are so many excellent money-making apps to choose from (with new apps entering the market all the time) that my advice is to start with a few, then see which one brings in the most cash.
Instead of having one side hustle, why not have multiple? This way, you can throw some extra cash into your bank account every month – and all from your smartphone, in your spare time.
Of course, beware of scams when it comes to making money with apps – there are plenty of scammers out there looking to steal your money. The above apps are legit – but do make sure when using any other money-making apps that you know they’re legit before trusting them.
When looking to make some extra cash, make sure you also check out the current sign-up bonuses offered by banks and other financial institutions. They’re an excellent way to get free money – and all you have to do is open a new bank account.