Apps That Pay: The 5 Best Money Making Apps In 2019

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This article has been reviewed and deemed factual by our content auditor with 8 years of banking experience.

Article Approved By Banking Expert

This article has been reviewed and deemed factual by our content auditor with 8 years of banking experience.

Thanks to the power of money making apps, you don’t need to be in an office–or even in front of a computer–to make money.

All you need is a smartphone and some apps that pay you.

Although we don’t have any spare smartphones laying around the Careful Cents office, we do have a list of the best money making apps for you.

And the good news is, these aren’t sketchy “fly-by-night” app companies either.

Most of these money making apps already have millions of satisfied users.

Not to mention valuations to the tune of $200M or more, and others have some of the smartest people on the planet working behind the scenes on them. From cash back apps to online survey apps and others, here’s a list of the 5 best money making apps for 2019.

Money making apps via cash back

Some of the best money making apps are cash back apps. Why? Because they require virtually no effort on your part (aside from linking your card or, depending upon the app, taking a quick picture of your receipt).

Once you sync your credit or debit cards with these apps, all you have to do is shop as normal. From there, just sit back, relax and collect 10% or more of your money back on any eligible purchases.

(If only everything in life could be so easy, right?)

1. Dosh

Dosh is one of the best money making apps out.

money making apps

You can earn up to 10% cashback or more on your everydaypurchases, from groceries to restaurants, and can withdraw your cash at anytime to your PayPal or straight to a bank account (once you reach their $25 withdrawal threshold).

How does Dosh work? Simply download the app, link your credit and debit cards to it–you get $5 for every card you link, by the way–then you’re all set to start earning!

Is Dosh legit? Well, with executives from companies like Google and PayPal, and merchant partners like Walmart, Forever 21 and Applebees, millions of users and an A rating with the Better Business Bureau–well, we’ll let you decide!

Want to learn more about Dosh? Check out our new, in-depth Dosh review.

2. Paribus

Another cash back app that works in the background–and this one you don’t even need to install on your smartphone–is the receipt fetcher app Paribus by Capital One.

How does Paribus work? Unlike Dosh, which you simply link with your credit cards, this app scans your email inbox for receipts. Once Paribus finds an item you’ve purchased is available for cheaper, it sends an automatic refund request on your behalf for the difference.

If they get it for you, you keep 75% of the refund amount. How does Paribus get paid? They pocket the 25% difference, but if their refund request is unsuccessful, you pay $0, so it’s 100% risk-free.

Want to learn more about Paribus? Check out our comprehensive Paribus review.

3. Ibotta

Ibotta–pronounced “I bought a…”–is the largest consumer tech company in Denver.

Since the company launched in 2011 the app has been downloaded over 30 million times and they’ve paid over $375 million to users.

They’re partnered with some of the most famous brands in the world. Their partners include Coca Cola, Nordstrom, Best Buy, Heineken, Rite Aid, and others.

Users spend an average of 4.9 minutes per session and with over 45 million sessions every month, it’s popular.

If you sign up today, you’ll make $10 plus another $5 for every friend you refer, too. Your payments deposit straight to your bank account, via PayPal or as a gift card.

Want to learn more about Ibotta? Check out our in-depth Ibotta review.

4. Ebates

Started in 1999 by two former California deputy district attorneys, eBates has since helped over 10,000,000 people earn over $1B in cash back.

When you shop at an eligible store–and there’s thousands of them–you can earn up to 40% cash back. If you sign up today, you’ll get $5 free, too.

It sounds too good to be true at first, I know, but because eBates is such an established name in the cash back world, they’ve been able to secure some of the best offers–which they pass along to you.

How does eBates work? If you’re shopping online, just find the store on the eBates website, click “Shop Now” and shop like normal. Otherwise, you can download the free apps on either

After you make an eligible purchase, you’ll either get a check or a PayPal payment. eBates does pays quarterly though, so use it as a quasi-savings rather than for a quick buck!

5. iPoll

The iPoll app (available for iOS and Android) is a customized market research app that allows you to earn money through taking market surveys, writing down diaries (of dairy consumption over three days, for example) and completing missions around retail (e.g. going to the grocery store).

You register and are asked some basic information, such as your preferences and consumer habits, to determine your fit for missions, and then you receive alerts when there are new missions available based on your preferences and location.

The beauty of this particular market research app is that it’s customized, so you get alerts for tasks and missions that are suited to your interests and what you may actually enjoy.

Users like iPoll, too: It’s rated 4 out of 5 stars on iTunes — and less glowing 3.1 out of 5 on Google Play. One reviewer wrote, “I like that there’s usually not any technical difficulties or ‘glitches’…and that the selection of topics are interesting and fun. … Most of the time, surveys [are] easy to start and complete; also they’re not exceedingly long!”

For each survey, mission or diary completed, you earn rewards that can be redeemed for gift cards, or you can cash out using PayPal. You need only have accrued $10 to do so. Another perk: You’re automatically entered into a quarterly sweepstakes to win $10,000 in cash.

Brian Roberts

Brian Roberts

Editor at CarefulCents
Featured in The Washington Post and published in Entrepreneur, Forbes, Business Insider, Time, Inc., CNBC and others.

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